Construction & Lot Loans

Custom-built homes offer many advantages, as they give owners greater control over the size, design and location. Whether you decide to oversee the work yourself or hire a general contractor, we offer loans specially tailored for new home construction. Our experienced lending team will work closely with you to ensure timely financing for each phase of the project.

Construction Loans

• Short-term, fixed-rate loans
  
• For new construction or major renovations
  
• Competitive interest rates
  
• Interest-only payments during construction to help keep payments low while you transition between homes
  
• We offer competitive end mortgage terms to pay off your construction loan
  
• Our expert administrative teams work with you or your builder and the title company to provide a smooth process for issuing draws
  
• Can provide construction-to-permanent loans to save on closing costs and lock in your rate

Lot Loans

• Finance the purchase of undeveloped lots
  
• Fixed rates
  
• Refinancing options available